Blue Crush (2002)

Nothing gets between Anne Marie and her board. Living in a beach shack with three roommates including her rebellious younger sister, she is up before dawn every morning to conquer the waves and count the days until the Pipe Masters surf competition. Having transplanted herself to Hawaii with no one's blessing but her own, Anne Marie finds all she needs in the adrenaline-charged surf scene ... until pro quarterback Matt Tollman comes along. Like it or not, Anne Marie starts losing her balance - and finding it - as she falls for Matt.—Schleppy